How Much Mortgage Can You Afford: Seven days a week I’ll help you either sell your home for top dollar or work effortlessly finding you the home of your dreams while saving you money. However, with most homebuyers lately, there has been a considerable difference between what they think they can afford and what they actually can afford.
How Much Mortgage Can You Afford
Getting your mortgage pre-approval first will help me, as your Realtor, point you in the right direction, as it will give you the best idea of what you can realistically afford. However, it’s important to be aware that some lenders approve buyers for less than they want to spend while others will approve buyers for more. This is when it’s very important to be self-aware of your finances and what you’re genuinely comfortable with spending on this significant purchase. Do you enjoy eating dinner out a lot? Going on vacations? Think about your monthly bills.
How Much Mortgage Can You Afford
The hard numbers you receive from the lender , like Joe Tishkoff at Skyline Home Loans, will be a great starting point that allows me to help you narrow down a search for spots to call home. Knowing your price range will give me an idea of how many rooms you can afford, which area you might want to live, and if you can genuinely afford what you want in Los Angeles. I’ll be the first person to tell you the facts so that you don’t waste your time or spin wheels. This is the point when shopping for a home becomes more real and you will finally picture yourself as a homeowner.
How Much Mortgage Can You Afford
By taking the time to get pre-approved, you will ultimately be helping yourself avoid many pitfalls that homebuyers run into. For instance, knowing your financial position can help you avoid looking at (and falling in love with) homes that you simply cannot afford.
Conclusion
When you’re ready to start looking at the market, I will help you analyze the approval letter and monthly payment information provided by your lender. Once you’ve determined the maximum that you’re content with affording, the down payment and closing costs can be calculated so I can show you homes within your ideal budget, and that way there aren’t any surprises down the road.
Your Los Angeles Real Estate Professional
I’m a local real estate agent with The Shelhamer Real Estate Group, and It would be my pleasure to help you find the perfect property to call home in Echo Park CA, or if you’re thinking about selling a house, condo, or multi-family building in, Los Feliz, Silver Lake, Atwater Village, Glassell Park, Mount Washington, or Downtown Los Angeles, it would be a privilege to help you get top dollar for the sale of your property.
Lets chat sometime. 310-913-9477 or contact me.
